Kingston, Jamaica – A growing number of Jamaicans are opting to “upsize” their homes, moving from apartments and smaller starter houses to larger family residences. The trend is being driven by growing families, lifestyle aspirations, and a desire for increased comfort and security.
According to industry experts, urban areas like Kingston and Montego Bay are seeing young professionals begin in 1-2 bedroom apartments before transitioning to larger homes in suburbs such as Red Hills, St. Andrew, Mandeville, and Portmore. “Upsizing isn’t just about more space; it’s about building the life you’ve earned,” said Dean Jones, Founder of Jamaica Homes.
From Starter Homes to Dream Residences
Many Jamaicans begin their homeownership journey in compact city apartments. For young professionals, locations such as New Kingston, Half-Way-Tree, and Cross Roads provide convenient access to work and entertainment. In Montego Bay, Ocho Rios, and Portmore, starter condos and small houses cater to first-time buyers and professionals in the tourism and service sectors.
As families expand and financial stability improves, homeowners often seek 3-4 bedroom homes in safe, family-oriented neighborhoods. Outdoor space, security, and proximity to schools are among the top priorities.
"A home should be a reflection of your journey, not just a place to sleep," added Jones.
Returnees and Expat Investors Driving Growth
The upsizing trend is not limited to locals. Returning Jamaicans and expatriates are significantly contributing to demand for larger homes. Many returnees who worked overseas invest in properties upon their return, often starting with smaller homes before upgrading to larger residences. Expatriates from North America, Europe, and the Caribbean are also purchasing homes with tropical appeal, often with space for extended family or rental opportunities.
"Jamaica has always rewarded those who dare to dream bigger. Upsizing is just the latest chapter in a story of courage and success," Jones said.
Communities in St. Andrew, Kingston, Montego Bay, Mandeville, and Port Antonio now reflect this blend of local, returnee, and expat investment, with modern villas, renovated heritage homes, and upscale estates becoming increasingly common.
The Fixer-Upper Advantage
A notable trend among upsizers is the purchase of fixer-uppers—properties that require renovation but offer more space at a lower price. These homes allow buyers to customize interiors, landscaping, and layouts to suit their preferences, often increasing property value over time.
"A fixer-upper isn’t a problem; it’s a blank canvas for your dreams," Jones noted.
Areas like St. Catherine, Montego Bay, and St. Ann are seeing rising interest in fixer-upper homes, particularly among families, returnees, and investors seeking long-term growth.
Financial and Lifestyle Benefits
Upsizing can be a smart financial move, especially when leveraging the equity from a previous property. Jamaican banks provide mortgage options tailored to buyers’ needs, while some buyers choose cash purchases in competitive markets. Larger homes also offer potential rental income, particularly in suburban and tourist-adjacent areas.
Lifestyle improvements are another key driver. More space, privacy, outdoor living areas, and proximity to schools and community amenities improve family life and overall well-being. Jones added with a touch of humor: “Fewer arguments over whose turn it is to get breakfast when everyone has their own space.”
"Upsizing is proof that your hard work is paying off—and your home should reflect your journey," said Jones.
Market Trends
Jamaica’s property market shows steady appreciation in suburbs of St. Andrew, Montego Bay, and Mandeville. Families are increasingly moving from crowded urban centers to quieter, more spacious suburbs. Modern gated communities offering security, amenities, and larger homes are also attracting buyers looking to upsize.
The emotional rewards of upsizing are significant. Families gain peace of mind, freedom to grow, and the opportunity to build multi-generational legacies.
"Your home is more than walls; it’s the stage for your family’s next chapter," Jones concluded.
Practical Advice
Real estate experts recommend that upsizers define their priorities, consider schools and amenities, know their budget, and consult experienced local realtors. Buyers should also remain open to renovation opportunities, which can provide long-term value and personalization.
Upsizing in Jamaica represents more than acquiring a bigger house—it is a strategic move to enhance lifestyle, build wealth, and create lasting memories. For families, returnees, and expatriates alike, the trend shows no signs of slowing.
"The size of your home should match the size of your dreams, not your fears," Jones said.
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please note: Jamaica Homes is not authorized to offer financial advice. The information provided is not financial advice and should not be relied upon for financial decisions. Consult a regulated mortgage adviser for guidance.