Today’s cartoon: an umbrella marked Insurance, full of holes. A year after Hurricane Melissa, insurers say most claims were underinsured, and families are learning how the average clause cuts their payouts.

Jamaica’s proposed Shared Community Bill could allow unpaid maintenance fees to threaten property ownership, while introducing stronger rules for gated communities.

For British citizens and overseas property owners, the dream of a second home in Jamaica can conceal an uncomfortable financial reality. A property deed provides ownership, but it does not guarantee healthcare, residency rights or protection from the costs of a medical emergency.

Insurers have paid more than J$54 billion on settled Hurricane Melissa claims, with homes far behind businesses. The Financial Services Commission plans to publish a verified picture of outstanding claims on 16 October.

The Trelawny Municipal Corporation has opened a four-month amnesty, running to 31 January 2027, for owners of buildings put up without approved plans, joining a string of parishes pushing homeowners to regularise before enforcement.

Nearly a year after Hurricane Melissa, the physical signs of the storm may be fading in some communities, but the financial recovery…

Dear Editor, Nearly a year after Hurricane Melissa tore through Jamaica, many families are still trying to put their homes, finances and…

Property and US dollar claims remain well behind motor settlements as insurers intensify efforts to close outstanding Hurricane Melissa cases

Jamaican mortgage customers are questioning automatic property insurance increases as rising rebuilding costs leave many homes underinsured. The issue is adding new pressure to already stretched household housing budgets.

For six months, one particular household bill disappeared. Not permanently, of course. Mortgages have an inconvenient habit of returning. But after Hurricane…