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Mortgage Rates
The Camera Opens It begins with the soft hum of a Kingston morning — traffic warming the air, dogs barking,…
The Jamaican housing market has never been an easy climb. It is layered with ambition, compromise, and the sheer will…
Latest Mortgage Rates in Jamaica (September 2025)Bank / InstitutionMortgage / Home-Loan Rate or RangeNotes / CaveatsScotiabank Jamaica8.50% – 12.49%Published range…
It wouldn’t surprise most Jamaicans to hear that a significant number of buyers pressed pause on their home search last…
Letting Go of the Old House Might Be the Best Decision You Ever Make In Jamaica, we often hold onto…
As a seasoned real estate professional, founder of Jamaica Homes, and proud returnee who has weathered the storms of relocation,…
As of early 2025, Jamaica’s mortgage interest rates have remained relatively high, with an average rate of 7.5% in January…
Jamaica, with its stunning beaches, vibrant culture, and relatively affordable real estate, has become an increasingly popular destination for retirees…
For those who have faced challenges finding the right home in Jamaica, there’s encouraging news: the real estate market is…
In 2023 the NHT lifted its loan ceiling to $7.5 million, another step in a decade-long climb that tracked, and risked feeding, Jamaica’s rising house prices.
The NHT reworked its interest rate subsidies in 2022 to focus on low earners and persons with disabilities, and doubled a disability grant, a move toward aiming help rather than scattering it.
In 2019 the NHT raised its loan ceiling to $6.5 million and cut rates, one step in a decade-long climb that tracked Jamaica’s rising house prices and the Trust’s effort to keep pace.
New tiered NHT interest rates took effect in July 2016, cutting monthly mortgage payments for most contributors. A look at how the bands reshaped what ordinary Jamaicans could afford.
In 2016 the NHT moved its lowest-earning contributors to zero per cent interest, a shift that reset who could realistically borrow toward a home and shaped a decade of housing policy.