Scroll through your feed in Jamaica, and you’ll find plenty of finger-pointing about why homes cost so much. Some blame the banks,…

Jamaica’s real estate market nears US$100 billion as mortgage rates fall toward 7.5 percent, AI-powered property tools cross into mainstream Caribbean practice, hurricane season intensifies climate risk debate, and global PropTech investment tracks well above 2024 levels.

H&L Homes launches Jamaica’s first commercially marketed modular housing product, the NHT implements its largest loan limit increase in years, BOJ policy rate reaches 5.75 percent, and the global PropTech AI market accelerates. Our Q2 2025 review.

Jamaica’s e-Titles project posts early implementation milestones, the BOJ rate cycle approaches its floor, global PropTech investment accelerates sharply into 2025, and AI tools begin reaching mid-market real estate businesses. Our Q1 2025 review.

Global PropTech venture investment closes 2024 at US$15.1 billion, AI-powered real estate tools cross from experimentation into mainstream deployment, Jamaica’s e-Titles system advances and the BOJ rate cycle deepens. Our Q4 2024 annual close.

As artificial intelligence reshapes global real estate, Jamaica’s land registry advances toward digitisation, the Bank of Jamaica’s digital currency faces adoption hurdles, and Caribbean investors begin weighing PropTech’s long-term potential. Our inaugural quarterly review.

As 2023 closes, two converging narratives define Jamaica’s property market: a familiar crisis of affordability and supply, and an unfamiliar one — the arrival of artificial intelligence in the professional vocabulary of Caribbean real estate.

Mortgage rates above 9 percent have pushed Jamaica’s earning middle class beyond the threshold of formal homeownership. As the Bank of Jamaica holds its restrictive policy rate and AI tools begin circulating in Caribbean professional networks, the third quarter of 2023 marks the affordability crisis at its most acute.

Silicon Valley Bank’s collapse in March sends shockwaves through global PropTech funding just as GPT-4 ignites the most consequential AI conversation the property sector has ever had. Jamaica’s mortgage market reaches a decade-high pain point as the structural supply deficit holds prices firm against the affordability tide.

ChatGPT’s explosive November 2022 arrival reshapes the PropTech conversation globally as Jamaica’s property market cools from its pandemic-era heights. The BOJ’s rate hiking cycle reaches its most consequential phase as PropTech funding crashes from the 2021 record and the island navigates the pause between one cycle and the next.