land and housing security

Jamaica’s Bank of Jamaica national risk assessment identifies real estate developers as a high-risk sector for money laundering, with 385 projects worth $299 billion examined and developers currently outside the AML legal framework.

Kingston, Jamaica — 28 February 2026 A federal sex trafficking trial has begun in New York involving three brothers who…

Kingston, Jamaica — 6 February 2026 A renewed assessment of offshore data by United Oil & Gas has added fresh…

The Kingston and St Andrew Municipal Corporation has issued enforcement notices against illegal structures on gully reserves and is strengthening its building code monitoring programme, as Jamaica prepares a revised national building code requiring structures to withstand Category 5 hurricanes.

Fraudulent building compliance certificates and occupancy permits are being produced and circulated in Jamaica to make illegal or non-compliant structures appear approved, enabling their sale or rental despite failing to meet safety and planning standards.

Building permits obtained through falsified applications — misrepresenting the structure’s size, use, or compliance with setback requirements — pass liability to buyers who purchase properties without verifying that the approved plans match what was actually built.

Jamaica’s beaches and coastline are legally public below the high-water mark, but private landowners and developers are increasingly erecting fences and structures that block public access, while sections of coastal land are being sold in transactions that may not accurately reflect the Crown’s rights in the foreshore.

Road reserves — strips of government-owned land alongside roadways — are being illegally built on across Jamaica, with structures and fences encroaching into the public right of way. Buyers who purchase such properties inherit both the encroachment and the risk of future enforcement action.

Owners and developers who demolish or materially alter buildings listed under Jamaica’s Jamaica National Heritage Trust Act without the required consent face criminal prosecution and the possibility of being required to restore the structure at their own expense. The JNHT has identified an increase in unauthorised alterations.

Commercial squatting — where a business or individual occupies a commercial space without a current, lawful tenancy agreement — is a growing concern for property owners across Jamaica. Unlike residential squatting, commercial occupancy without a lease typically involves persons who understand property rights but exploit procedural delays in the eviction process to remain in occupation without paying rent or maintaining the premises.

The reclassification of agricultural land to residential or commercial use is a legitimate planning process in Jamaica, but it has also become a vector for fraud. In some reported cases, land has been fraudulently described as already reclassified in sales agreements, or reclassification approvals have been fabricated to justify higher asking prices and mortgage valuations for parcels that remain legally designated for agricultural use.

Electricity poles, water mains, and drainage infrastructure run across thousands of private properties in Jamaica, creating easement rights in favour of public utilities. When landowners build, develop, or subdivide their property without accounting for these easements, they can face costly enforcement, infrastructure relocation disputes, or forced access that significantly disrupts their plans.

Illegal eviction — the removal of a tenant from a property through means other than a lawful court order — remains a significant problem in Jamaica’s rental sector. Despite clear legal prohibitions, some landlords resort to cutting utilities, removing doors, threatening tenants, or entering premises without notice to force occupants out. These actions expose landlords to civil liability and, in some circumstances, criminal prosecution.

Building permit fraud in Jamaica involves the use of forged or fabricated planning approvals to proceed with construction that has not been lawfully authorised. Buyers who purchase homes or commercial buildings that were constructed without genuine permits face significant risk: the property may be subject to enforcement action by the relevant parish council or NEPA, and mortgage lenders may refuse to lend against an unpermitted structure.

Road reserves — strips of land set aside for existing and future public roads — are among the most commonly encroached-upon categories of public land in Jamaica. Property owners and developers who build walls, fences, or structures on road reserve land without permission are in occupation of public property, and the relevant authority has the right to require removal at the encroacher’s cost.