first-time homeownership

The NHT will cut rates for teachers and security forces, double the youth allocation and shorten the home-improvement wait. Targeted help that, as ever, depends on affordable supply.

The National Housing Trust has lifted its loan ceiling to $9 million and cut interest rates to as low as zero, a move that reshapes who can realistically afford to own in Jamaica.

There is a particular moment in every first-time homebuyer’s journey when excitement gives way to doubt. It usually happens somewhere…

Each January, hundreds of thousands of Jamaicans reclaim NHT contributions, billions in all. Used toward a deposit, the refund is a quiet but real building block toward ownership.

The NHT reserved a share of homes for under-36 contributors and launched a starter-home programme with a buy-back option, a targeted effort to keep a generation from being priced out.