NHT rehabilitation programme

The NHT’s six-month mortgage moratorium ends on 30 April, resuming payments for more than 36,500 accounts across seven parishes. Brompton in St Elizabeth receives an automatic three-month extension. For many homeowners still repairing damaged properties and managing reduced incomes, the return to normal repayment is arriving before their recovery has.

Kingston, Jamaica — 21 March 2026 A new round of housing, rehabilitation and community infrastructure works is set to move…

Homeowners in the NHT’s Estuary scheme in St James, still displaced four months after Melissa, describe waiting too long for peril insurance, grants and clear answers from the trust. Their experience reveals the gap between Jamaica’s well-designed post-disaster housing instruments and the reality of how they reach individual homeowners in crisis.

The NHT has expanded the documentation it will accept for hurricane relief, allowing property tax records and JP declarations to substitute for formal land titles. The change removes a critical barrier for informal landholders and is accompanied by a Starlink-powered mobile unit to reach cut-off communities across St Elizabeth.

The NHT has activated its largest-ever post-disaster financial package for homeowners hit by Hurricane Melissa: a $500,000 grant, a $3.5 million two per cent improvement loan and an automatic six-month mortgage moratorium for 20,000 mortgagors across seven parishes. The instruments are strong. The gap they leave uncovered is larger.