PORT OF SPAIN, Trinidad — The Central Bank of Trinidad and Tobago kept its repo rate at 3.50 per cent in its December 2025 monetary policy announcement, leaving the benchmark unchanged since March 2020.
The bank reported that real estate mortgage loans were 5.8 per cent higher year on year as of October 2025. Overall private-sector credit growth slowed to 6.3 per cent in October, from 8.6 per cent in June, with business credit growth falling from 11.8 per cent to 6.6 per cent. Headline inflation was 0.5 per cent in November.
The Trinidad Express reported that construction was among the weaker non-energy sectors and that foreign reserves stood at US$5.3 billion on 19 December 2025.
What it means
Analysis: An unchanged policy rate points to stable mortgage pricing going into 2026. Slower credit growth and a weak construction sector suggest a subdued property market rather than one at risk of overheating.
Editor’s note: This article was added to the Jamaica Homes News archive on 30 September 2026. It reports events from December 2025 and is dated to when they were reported.
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